Flexible, fast and fully online
Enable obtaining a loan and completing the transaction in just 15 minutes. Using e-instalments does not require leaving your home, a courier's visit and additional formalities. A convenient instalment schedule allows the customer to spread the repayment over a period of 3 to 36 months, encouraging higher value purchases.
Enable nowTransaction flow
Choosing e-Raty
The customer is redirected to the bank's website to fill in a loan application form.
Verifying the loan application
Following a positive verification, the customer accepts the conditions of an online loan agreement.
Completing the transaction
The loan is financed by the bank, and the funds go directly to the Merchant.
Benefits for buyers
Flexible loan periods
The customer may spread the instalment repayment over 3-36 months.
Speed
The average time from application submission to a positive decision is about 15 minutes.
Fully online
No unnecessary formalities or courier visits.
You gain
Handy tools
An instalment calculator in your store makes your offer even more attractive.
Immediate settlement
The full amount of the transaction is immediately transferred to the Merchant. The customer pays the instalments to the bank.
Promotion possibilities
This payment method allows you to run 0% interest rates promotion campaigns.
Meet our payment methods
BLIK
Fast and secure payments with a six-digit code generated in a banking app or in the One Click model.
Go to BLIK
Payment cards
Enabling Visa and MasterCard payments offers further possibilities: multi-currency transactions, subscriptions and recurring payments.
Go to Payment cards
