Bank transfers constitute 80-90% of online payments in the Polish e-commerce. In order to meet the needs and expectations of customers, Przelewy24 provides full automatic operation for 165 banks, which is now the widest range on the Polish electronic payments market.
The number of customers who decide to make a purchase in a given online store depends, to a large extent, on the number of available payment methods. Users have their own needs and expect a possibility to pay in the way they prefer. Given the fact that bank transfers constitute about 90% of the Polish online payments market, this payment channel has to be supported in the most reliable and optimal way. Therefore, in cooperation with all Polish banks, Przelewy24 sets new benchmarks in the field, continually expanding and updating its offer, remaining the technological leader on the electronic payments market.
We offer a unique support method for both Pay-by-Link and wire transfers. When using the Pay-by-Link method, the payment form on the bank website is filled in automatically, whereas in the case of wire transfers, all the information must be entered manually. However, we are the only service in Poland that offers an automated payment process not only for the abovementioned pay-by-link, but also for wire transfers.
The optimization of the purchase process is also an important issue. We strive to make every transaction made via our service easy, intuitive and fast. In order to reduce the number of steps that the user has to make in the purchase process, we provide the possibility of integrating Przelewy24 module directly with an online store. We guarantee our partners the opportunity to personalize the purchase process by customizing the graphics and the functional elements of the module. The selection of banks can be made in our service window or directly from the store’s website. In the former case, the partner's logo is featured, which significantly increases customers’ trust.
Additionally, we enable wire transfer support on foreign markets, including the Czech Republic, Slovakia, Hungary, Bulgaria, Slovenia, Croatia, BiH, Lithuania, Latvia and Estonia. All the transactions made with the use of Przelewy24 meet the highest security standards.
Payment cards are the most popular method of payment worldwide. Przelewy24, meeting the stringent requirements of the Payment Card Industry – Data Security Standard Level 1 – guarantees fast, easy and, most importantly, safe payment card transactions, such as Visa Classic, Visa Electron, MasterCard, Diners Club, PBK and JCB, American Express.
In order to meet the expectations of the market, we offer transactions with the use of 3DS technology, which ensures full seller protection.
Przelewy24 offers a number of innovative solutions that guarantee fast and secure payment card transactions:
Przelewy24 supports cards issued both by Polish and foreign banks.
MasterPass™ is a safe online card (debit, credit, pre-paid) payment system that significantly facilitates the online purchase process. The system allows the customer to store payment card information and delivery address details safely.
Once the MasterPass™ wallet is configured, payments are made immediately, with a single click. During the next purchase, the customer does not have to pull out his card and re-enter his information - all it takes is one click, the e-wallet login, and the PIN code. Introducing this service aims at reducing the abandonment rate on the store’s website and encouraging customers from all over the world to make fast and convenient purchases.
The advantages of MasterPass™ :
The systems we provide are innovative online solutions that allow buyers to make transactions, including obtaining a credit or a loan, within 15 minutes, without the need to leave home, use courier services or go through any additional formalities. Hire purchase systems available now: Alior installments, Sygma installments, mBank installments, Santander installments.
The innovative hire purchase systems provided by Przelewy24 are online solutions that allow customers to make online transactions without the need to leave home or go through any unnecessary formalities.
The hire purchase system may be implemented directly at the website. This solution provides additional possibilities that increase service functionality – e.g. an online instalment calculator - displayed under an available product. We offer a 0% campaign, with or without insurance, and assistance during the implementation. We also provide the possibility of dividing the due amount into the amount to be paid by bank transfer and the remaining amount to be covered by the selected hire purchase system.
Przelewy24 charges no additional commissions on purchases made in the hire purchase system.
FerBuy allows buyers to make a payment within 14 days from making a purchase or divide it into instalment rates. The service guarantees short credit decision time, security and the joy of shopping without the need to pay immediately.
"Buy now - pay later" – FerBuy is an easy and safe payment system for online shopping - customers can pay directly in the online store, after receiving an invoice, or in instalments.
FerBuy is an alternative online payment method that has been in operation in Poland since April 2013. What distinguishes it from other solutions is the time in which the customer is required to pay for the purchased product. First, the buyer receives the goods. Subsequently, they receive an invoice that offers two possibilities of payment, i.e., the payment can be made in total, within 14 days, or divided into flexible instalment rates.
To meet the expectations of the market, we have prepared an interface compatible with the websites displayed on mobile devices (RWD) and a library for making payments with Przelewy24 from Partner’s mobile applications. The payment process is performed in the application - there is no need to launch an external browser. The authorization code from the bank is loaded automatically.
Mobile libraries provided by Przelewy24 facilitate instant transactions by both bank transfer and credit card, including the transactions in the one-click model. The P24 interface will automatically adjust to the screen size of the user's device. Partners providing a mobile application for iOS, Windows Phone or Android can use ready libraries for mobile payments directly in the application.
Among other things, the system saves the data for the purpose of making subsequent payments – the one-click transaction (during the first transaction, the application registers the buyer’s details, so that the personal information or credit card data are loaded automatically during any subsequent transaction). At the next payment, the user may select the previously used methods. The implementation process is very easy, as our company makes available a ready library to be used in any application. The service makes online purchasing easier and faster for users of mobile devices.
Przelewy24 provides a multi-currency platform for international bank transfers and card payments. We process card transactions in 50 foreign currencies without unnecessary and adverse currency conversion. The whole process is performed in accordance with all the PCI DSS requirements.
Przelewy24 provides the following possibilities for multi-currency transactions:
The offer is primarily directed to the Partners of Przelewy24 who have local points of service.
Our offer concerning POS terminal support includes the following:
Phone and SMS payments with PREMIUM numbers – customers may pay by sending an SMS or calling 070X. Communication through SMS Marketing is a cheap and easy way of keeping touch with customers.
The SMS Premium service enables making payments over the phone or by an SMS, by means of Premium numbers.
This service is recommended for systems designed to respond to customers’ SMS messages. The installation involves sending to the customer the contents of an SMS and the number to which the SMS should be sent. The tool is used for selling serial numbers for software.
The seller posts a number to which an SMS should be sent on their website. The user sends an SMS to the indicated number. In reply, they receive a WAP-PUSH message with a link generated during the configuration process.
The service allows sending feedback in the form of text messages or providing full access to the website content. Used for organizing loyalty programs and informing about discounts, the service supports interactive marketing communication.
This service allows Sellers to offer access to paid parts of Internet services for PLN 0.5 - 25 net.
It may be used to provide access to the following:
The service facilitates cyclic delivery of paid contents to registered users (according to a pre-defined schedule).
SMS MT is recommended for partners who collect subscription charges or fees for access to content.
The communication channel supports e-commerce and is used in many marketing activities, such as:
The system is pre-paid. Additional packages of required sizes are available anytime, without fixed charges.
A well-proven and safe online means of payment - paysafecard - enables payments at online stores without a bank account or a credit card. Customers can pay through Przelewy24 with a scratch card bought at a newsstand.
The paysafecard service is available in 42 countries. Therefore, it reaches over a billion customers who can pay online without a credit card or a bank account. Scratch cards can be bought at over 450,000 points of sale all over the world. The service will allow you to increase your sales by directly reaching customers who use cash only.
Why customers choose paysafecard:
The online payment system BLIK is a perfect way of making easy and safe online shopping. It enables phone users to make payments not only online, but also at local stores, cafés and service points. It also enables customers to use their phones to make fast cash withdrawals from ATMs.
The introduction of BLIK in Poland constitutes a milestone in the creation of the national, common payment standard based on modern technologies. BLIK allows mobile phone users to make payments in stores, cafés and service points, withdraw cash from ATMs, as well as to pay online.
All you need to pay for online purchases safely and easily is a phone. There’s no need to provide credit card details or recall Internet banking access data.
The method is particularly convenient, comprehensive and safe, because it only requires a smartphone in order to pay in stores and withdraw cash. Additionally, other functionalities such as generating cheques or instant transfers to a phone number between customers of different banks are unique for the PSP mobile system.
What are the distinguishing features of BLIK?
Przelewy24 allows BLIK payments at all points of sale integrated with the service.
In cooperation with PSP, Przelewy24 has prepared an innovative, cutting-edge, software-based, mobile payment application - mPOS. Shop and service point owners consider it extremely functional, as there is no need to order expensive devices/terminals and, next, wait for them to be delivered and certified by the authorized institutions.
The seller only installs the mPOS BLIK application available from AppStore, Google Play or Windows Store on their phone and contacts the payment agent in order to activate the application for accepting payments. Each new BLIK merchant who has a smartphone with the mPOS BLIK application will be able to accept payments from any BLIK user.
Przelewy24 facilitates payments made with multi-currency wallets PayPal and Skrill. Our offer also includes universal mobile phone or website payment systems, i.e., YetiPay and SkyCash wallets.
PayPal is a payment method selected by almost 200 million users worldwide (including 900 thousand payers in Poland) who pay in 26 currencies on 190 world markets. PayPal users can pay with credit cards or PayPal accounts which can be credited by bank transfers or transfers from another PayPal account.
Przelewy24 offers seller protection for PayPal users. The activation of PayPal at a website allows customers to make faster and safer online payments including payments with mobile devices.
Skrill is a global payment network operating in over 35 countries and supporting over 35 currencies. It is developing dynamically in Poland, with the number customers constantly increasing. Przelewy24 supports the Skrill e-wallet, so that customers can pay from their account in the system. The account can be topped up with a card or a transfer in any currency.
Payment cards supported by Skrill: VISA, MasterCard, Diners Club, JCB, American Express, SOLO (for customers from GB). Przelewy24 supports cards issued both by Polish and foreign banks.
YetiPay is a modern system of micro-payments created for online business. It is a perfect tool for those who want to make shopping more convenient for their users.
YetiPay micro-payments system is suitable for selling low-price products and virtual services, as well as for donations for foundations or bloggers. Easy and fast integration enables the seller to accept the payment and automatically activate the purchased product or service within 2 seconds. YetiPay works like an electronic wallet, i.e., the buyer credits their account in YetiPay and makes payments to the selected Partners using this account. The transactions can be anonymous, which is considered an important feature of the system.
SkyCash is a universal mobile phone payment system independent from telecommunications operators. It guarantees facility and swiftness of transfers, while maintaining the highest security standards.
With SkyCash you can buy, for example, public transportation, train or cinema tickets, make transfers to any phone number, pay for parking or top up your pre-paid mobile phone safely and easily.
Thanks to dedicated applications devised for the most popular operating systems, such as iPhone (iOS), Android, Windows Phone, Symbian, Java, Windows Mobile and BlackBerry, virtually each and every mobile phone owner with access to the Internet can use SkyCash. The system facilitates instant transfers to any of the 40 million active mobile phone numbers in Poland. The payees don't even have to be SkyCash users. All it takes is to transfer money to a payee’s phone number.