One-click payment enables buying products, services or subscriptions online - at a website or through a mobile application - with a single click, without the need for creating user’s account in the payment service provider's system. The feature enables the seller to adjust the payment process at the convenience of his loyal customers. In the course of the payment process, the customer doesn't have to enter payment card details or log into the banking system.
Thanks to the one-click service provided by Przelewy24, the buyer doesn't have to create an account and log into the payment service provider's system. The whole process is based on a card or bank token. The customer can save several cards or banks on a given website/in an application. The whole communication depends on individual requirements of the seller. The seller doesn't receive any sensitive data (e.g. card number), so the proposed solution doesn't require any additional certification. It reduces the transaction time and has a positive influence on conversion, providing the final user with convenient payments, regardless of the type of device they use.
Speed and convenience
Thanks to recurring payments, the customers may automatically order their card/bank accounts to be charged regularly. The service is an optimal solution in case of license fees, passes or subscriptions. The benefits are bilateral: the seller gets a collection tool that facilitates the circulation of money, and the customer doesn't have to worry about the timely payment of their liabilities.
The service allows customers to enter their transaction data only once. Once they give permission to charge their bank accounts, they don’t have to remember about subsequent payments. Recurring payments enable sellers to receive timely and regular payments for their business activity.
The solution is mostly used by insurance companies, media service providers( e.g., telecommunications companies), gyms or sellers using the subscription model.
The most important advantages:
Przelewy24 offers safe and convenient acceptance of card payments over the phone - IVR. The service is very popular in services that have their own sales or advisory Call Centres. In the payment process, the customer keys in the card details, and – the sensitive data are not provided to the consultant.
The IVR model enables two payment options:
1. After the consultant fills in and approves the data (name, last name, e-mail address, amount, title, phone number, currency), an automatic operator calls the customer back in order to make the card payment.
2. The consultant transfers the customer's call to an automatic operator in order to make the payment, and returns to the conversation when the process is completed.
Virtual Cart is dedicated to sellers who don't have an extensive sales form. It allows to define purchase and delivery forms for a single product, which makes it possible to sell products from information websites without sales modules.
Simple configuration of the virtual cart service enables initiating the purchase in several minutes. First, providers and shipping price should be defined. The system doesn't limit the number of providers, which allows to change the package delivery company at any time. There is also a possibility of establishing a wholesale cap above which the delivery cost is covered by the seller. The second step involves defining the product, i.e., naming it and establishing the price. The number of marketed products is unlimited and – as is the case with delivery options – product information can be edited any time. Upon saving the data on the product list, the system generates a link that only needs to be pasted into the source code of the website.
The possibility of purchasing several products at a single order is an essential function of the service, as the customer can return to the website store from the purchase form and add another product to the cart. Virtual cart also enables downloading VAT invoice information. After the purchase process is complete and the transaction is made by Przelewy24, the customer receives a confirmation of the order as well as information regarding its status.
All orders generated via the virtual cart form are displayed in the admin panel, which allows to monitor their status as well as to intervene if the need arises.. It just takes a couple of minutes to start web sale.
Przelewy24 enables the personalization of processing and realization of online payments directly at the seller's website both for bank transfers and card payments, making the purchase process much easier and more effective. We provide the possibility of preparing a flexible user interface layer, which guarantees full control over graphics layout and functionality.
The number of steps the customer has to take and the data they have to provide in the course of the purchase process are very important. Given that the customer is a logged user of a given store, service or a mobile application and always pays with the same card or uses the same bank account, they don’t have to search for the bank, log into the payment system again or re-enter the card data. This process can be limited to the minimum.
The tools provided by Przelewy24 make it possible to manage the available payment forms and personalize the selection of payment methods. For example, users may choose the payment method which was used during the previous purchase, integrate a payment card form, or highlight the 0% instalments option as well as other payment methods that buyers find convenient.
Przelewy24 provides a reliable tool designed for businesses that make regular recurring charges. It facilitates transaction processing, allowing the realization of payments on the basis of a fixed title or bank account number.
Przelewy24 enables the seller to assign a fixed individual transfer name or bank account number to each customer. The service sends notifications to the partner's system after each payment, ensuring a fully automated solution.
We provide the possibility of filtering payments to only accept payments made by customers whose bank accounts have been verified.
End customers don’t have to go through ordering and payment process again in order to credit their accounts. All it takes is to log into the bank and repeat the previously defined transfer.
Payment processing proceeds as follows:
In case the customer abandons the order at the store's website and doesn't make the payment (e.g. due to insufficient funds or a mistake made while choosing the bank, etc.), the customer will be able to use a feature that enables finalising the purchase without going through the shopping process again. This service increases conversion rates and income.
In case the customer does not make the payment, the reminder mechanism sends an e-mail with a payment link (pre-set frequency and importance).
The feature makes it possible to complete the operation without going through the entire purchase process at the store again.
The service is fully configurable:
Thanks to the flexible tools, the customer doesn't have to go through the whole purchase process again or even log into the service/online store. Following the issue of a purchase document, placing an order or a telephone consultation, the client receives a dedicated link and makes the payment directly. Our offer includes the possibility to initiate payments via different means, for example:
Payments can be made both from a website and a mobile device. Apart from facilitating payments, our solutions also constitute a convenient tool for collecting liabilities. It is possible to configure the system so that when the customer initiates the payment, yet for some reasons doesn't complete it, Przelewy24 automatically send an e-mail or an SMS with the "Pay" button.
We also provide a possibility of generating a separate payment link. In this case, we offer an extremely simple, friendly, convenient and intuitive process for over 200 payment methods. The service can generate specific reports adjusted to our partners’ needs.
Przelewy24 has prepared an application intended for card payments in stationary points of sales. The system optimizes the payment process, ensuring an instant, automatic and easy way of transferring the transaction data from the partner's sales system to the terminal, enabling an instant payment with credit and debit cards.
The application meets rigorous international security standards, including PCI DSS standards. The transfer of data is made via the SSL (Secure Socket Layer) protocol.
Benefits of implementation:
Main advantages of the application:
The service allows companies/platforms to accept payments for invoices via various means (Customer panel - eboa, payment link) and, subsequently, send the revenues to dedicated bank accounts.
The service is designed for telecommunications/Internet/television service providers, wholesale distributors making B2B sales and all companies that issue VAT invoices for subscriptions on a mass scale.
We provide the possibility to accept payments for invoices via:
The service provides the possibility of paying dozens of invoices with a single bank transfer and ensures proper allocation of payments to particular records. Additionally, we provide the possibility of generating online reports without the need to use the SIMP bank system.
Przelewy24 offers a special, lump-sum commission incentive instead of a percentagewise commission calculated on transaction value.
Multi-channel sales require deliberate actions as well as stable and reliable tools. In order to meet the needs and expectations of the market, Przelewy24 provides innovative solutions that integrate different sales channels.
Przelewy24 provides sellers and buyers with payment tools that enable making convenient and safe payments of any kind. The brand's portfolio includes solutions supporting numerous channels, integrating online stores with stationary points of sale:
The funds paid by customers are collected on the seller's bank account at Przelewy24. The partner configures the withdrawals schedule by selecting one of the available options:
Withdrawals are executed immediately upon receiving the payment order. The money is usually sent from the same bank in which the seller has the company account.
We enable an instant refund of customer's payment - both in case of payments made by bank transfer and credit card. There is a possibility of returning the total amount or making a partial refund, e.g., for a single product. Refunds can be made via API or the administration panel of Przelewy24.
Reports available from the following:
Extension of reports - on partner's demand, we prepare a specific type and format of reports, including MT940, etc.
Przelewy24 provides Marketplace portals with a possibility to accept collective payments from customers (e.g., for purchases from multiple sellers) and then allocate the money on multiple accounts.
The service allows to divide the funds accepted from the customers of the Marketplace, within the established types of service, between the owner of the web portal and particular sellers.
The customer who purchases items at the web portal selling goods from multiple sellers is forwarded to the payment process with the final amount. The Marketplace portal confirms the completion of the transaction, and Przelewy24 conveys information about the payment to particular sellers giving them green light to process orders.
At the request of the Marketplace service provider, Przelewy24 divides the amount of the transaction into amounts due to particular sellers and the commission for the Marketplace portal. We guarantee complete freedom as regards the division of the amount into particular accounts, pursuant to the requirements of the Marketplace service provider.
For merchants offering fast online loans, Przelewy24 has prepared tools providing automatic support for the assessment of customers’ loan applications, instant payouts and repayments.
The process is based on three services necessary for supporting the flow of dues for loan companies:
The application enables making a purchase after scanning a QR code. The whole process takes less than a minute from scanning the code to paying for the order in an application or at a website.
The open structure of the system provides for the implementation of various options. We furnish the existing services with API thanks, which allows to generate the codes automatically and receive information about placed orders. The solution is a perfect example of combining offline (printed information or on displays) and online (the existing sales system) environments.
Przelewy24 provides support for sales/payments directly through the seller's fanpage. The service takes only several minutes to get implemented and allows selling on a popular social network without having to establish an online store module.
Thanks to the service provided by Przelewy24, our partners don't have to limit themselves only to presenting their services or products on a fanpage. They may now use this channel for active sales. This service is easy to use, enables sales of one or many products without using store modules and unnecessary redirections. Your profile can be the door to increasing your sales and company’s income.
Przelewy24 enables store chains to give each of the stores a separate, unique ID number. This, in turn, makes it possible to support multiple accounts / domains through a dedicated administration panel. The service can be used for the implementation of, for example, click&collect, enabling the collection / delivery of goods from the selected / closest store.
It is possible to support multiple accounts/domains within one administration panel, making it easier to administrate payments made through various websites or payments made from the same domain to several stores.
In case the customer selects a store in a given location in order to personally collect the goods, the payment can be transferred directly to the bank account of that store. Similarly, if the goods are returned, the reimbursement will be made from the bank account of that particular store.